Investors

IGI (NASDAQ: IGIC) writes a diverse portfolio of insurance and reinsurance specialty lines on a global basis. Formed in 2001 in Amman, Jordan, the company began underwriting operations in 2002 writing five specialty lines of business. Today, IGI writes a diversified portfolio of specialty lines on a global basis from its offices in London, Bermuda, Malta, Oslo, Amman, Dubai, Casablanca, and Kuala Lumpur.

The true measure of our success lies in our ability to deliver value to our stakeholders that is sustainable over the long-term. This has been the strategic priority that has guided our actions from the beginning.

From its start, IGI’s focus has been on serving our clients, capital strength and preservation, and generating shareholder value through responsive and focused underwriting in markets we know and understand. The result is a demonstrated track record of compounded annual double-digit total value creation. While we have evolved and grown significantly since 2002, the key cultural attributes that have made us successful remain embedded throughout our Company today.

As a predominantly individual risk underwriter, we understand the scope of the risks we underwrite, always ensuring we stay within our well-defined appetite and tolerances. We focus on what we can do and do it well, while always striving to improve. Working off a single balance sheet across our group allows us to make decisions quickly and intelligently without distraction.

Through it all, our overriding philosophy has remained the same: generate value through underwriting first, and when market conditions limit our ability to grow our portfolio profitably, we return capital to shareholders through dividends, share repurchases and other capital management actions.

We generate shareholder value through four strategic principles:

• Selectively underwriting a diversified portfolio of specialty risks in international markets where we have significant local knowledge and expertise;

• Dynamic portfolio management that allows us to take advantage of market opportunities as they arise;

• Maintaining a focused and disciplined underwriting philosophy that results in appropriate risk selection and pricing throughout the market cycle;

• Maintaining a stable management team and cost-efficient business structure that positions us for steady, long-term growth.